What to Expect from a Bankruptcy Lawyer

Bankruptcy is a legal status of a person or business, who or which respectively, is unable to repay debt to creditors. A debtor declares bankruptcy in order to obtain respite from the debt and this is usually carried out either through discharge of the debt or through restructuring of the debt. In most cases, bankruptcy is imposed by a court order. The debtor initiates the legal procedure for bankruptcy by filing a petition in court. A judge and bankruptcy trustee examine the assets and liabilities of the debtor and decide whether to acquit those debts.

A New York Bankruptcy Lawyer usually provides legal advice and manages the court proceeding of your case starting from the initial petition submission till you reach a satisfactory result. 

Certain yardsticks define a promising bankruptcy lawyer:

Proficient Legal Advice
Your lawyer’s responsibility is to provide competent legal advice in the following areas,

• Type of bankruptcy you should file (Chapter 7 bankruptcy or Chapter 13 bankruptcy),

• The proper application of bankruptcy law to achieve your financial target

Candidly seeking your cooperation to make the process easier and making you aware of the risks you may face during ongoing litigation is an integral part of his responsibility.

Capability to Manage Your Bankruptcy Lawsuit
As a bankruptcy lawyer is liable to guide you throughout the entire bankruptcy lawsuit, he\she must be familiar with the federal bankruptcy laws, court rules and bankruptcy trustee. The complication of your bankruptcy litigation largely depends on whether you file Chapter 7 or Chapter 13 bankruptcy. So, your lawyer must be skilled and experienced in dealing with both the chapters.


Aware of Document Submission Process
After you file your initial bankruptcy petition, you need to submit additional documents to your trustee without compromising the deadline. Therefore, your lawyer must be acquainted with the procedure and timeline for document submission. The best approach will be to consult a New York Bankruptcy Lawyer who has successfully completed a large number of bankruptcy litigation.


Litigation for bankruptcy is an emotionally and financially exhausting process. Choosing the right lawyer can help guide you through the complex procedure, while keeping your stress levels under control.